Business Loan Procedure and Terms

BUSINESS LOAN TRANSACTION PROCEDURE (2-5 YRS) @2% INTEREST RATE/ANNUM, THE PRINCIPAL IS REPAID IN FULL AT THE END OF TENOR

⦁ The Legal Department shall carry our Financial, Corporate and Due diligence investigations on the Borrower’s company after the successful investigation and confirmation of the authenticity Borrower’s company/ identification by our legal department, our financial department shall send a copy of Letter of Intent (LOI) & Customer Information Profile (CIP) to Complete, Sign and Stamp.
⦁ Within Two (2) Banking Days after the finance department has received the Borrower’s sign and stam p Letter of Intent (LOI) & Customer Information Profile (CIP), the Lender will issue a signed DOA to the Borrower to Complete, stamp then send back the Countersigned DOA.
⦁ Within One (1) Banking Day after the Lender receives from the Borrower Payment Guaranteed DOA the Lender will send a copy of the Payment Invoice, While the Payment Refund Guarantee (PRG) which guarantees that any delay or default from the Lender or Lessor side, on the Borrower’s first demand to our Bank, any payment made in advance will be refunded along with 10% of the Total Face Value amount of the Loan as penalty fees.
⦁ The Borrower will make only 40% payment of the Bank Transmission, Administrative & Handling charges to Lease the BG/SBLC to be used as the Collateral to Secure Cash Loan via Swift MT103 by direct wire transfer into the Provider’s Bank Coordinates.
⦁ Within Five (5) banking days after confirmation of receipt of payment for 40% of the Bank Transmission, Administrative & Handling charges for the Cash Loan via Swift MT103 in Provider’s nominated bank account.
The Lender will send an inspection team to inspect the project onsite before the Lender credits cash Loan via Swift MT103 to the Borrower’s Provided Bank Account.
⦁ Borrower sends out the initial 60% balance of Bank Transmission, Administrative & Handling charges by wire transfer within Five (5) Banking days upon delivery and confirmation of the Cash Loan via Swift MT103 in the Borrower’s nominated Bank account.
THE CASH LOAN TENURE IS (2-5 YRS) @2% INTEREST RATE/ANNUM, THE PRINCIPAL IS REPAID IN FULL AT THE END OF TENOR.

NOTE: Any private contact, meeting or communication by the Borrower, Lender or Lessor or their representatives to the Bank without the awareness of all parties in this transaction shall be prohibited and DOA contract terminated.
Any unauthorized calls by any party or its representative lawyers to probes or communication in an improper way to bank(s) in this transaction shall be prohibited and DOA contract terminated.
Borrowers should make sure they go through the Funding Procedure properly and ensure they understand the funding procedure word for word and should ask any questions, if need be, before contacting our legal department with the requested KYC documents.
You are to pay in advance only 40% of the required processing fees in order to complete and successfully acquire the loan from our financial institution, the 60% balance processing fees will be paid when the Borrower receives the loan amount via Swift MT103 to the Borrower’s Provided Bank Account.

BANK TRANSMISSION, ADMINISTRATIVE & HANDLING CHARGES

Cash Loan Face ValueBank Transmission, Administrative & Handling ChargesBank Transmission, Administrative & Handling Charges
(USD/EURO)100%(USD/EURO/GBP)40%(USD/EURO/GBP)
1M – 2M70 ,750.00(28,300.00)
3M – 5M5M 80 ,750.00(32,300.00)
6M – 10M100,750.00(40,300.00)
11M – 20M120,750.00(48,300.00)
21M – 50M200,750.00(80,300.00)
21M – 50M300,750.00 (120,300.00)
101M – 200M400,750.00(160,300.00)
201M – 500M500,750.00(200,300.00)
501M – 1B1B 600,750.00(240,300.00)

If you wish to proceed It is required under Hong Kong KYC Laws for the Legal Department for our international partners to verify your identity, carry out some investigations and confirm your home or office address, for the appropriate verification/investigation exercise to be carried out, the following Document will be needed and to be send to our Legal Department encrypted and secured email: finance@vesseloperators.com.

l. a copy of borrower’s International Passport

ll. a copy of any government document containing borrower’s residential/office address. Example any Utility bill such as water bill, electricity bill etc… as proof of address.

lll. a copy of this transaction procedures signed and stamped by the borrower that you have accepted to proceed.

lV. a copy the analyzation of your business plan

Vl. a copy of a type or handwritten loan application letter. Vll. a copy of certificate of incorporation

We do not give loan but we can help you send your document to our international partners. The submission of your document is free and documents are processed on a first come first serve basis. It could take weeks for your documents to be sorted due to the high volume of submissions we receive and we are often inundated by these submissions.

To get things sorted out within two business days, you may need to pay a non refundable $100 processing fee.

Forward us a receipt of your payment for quick confirmation.

WHY CHOOSE VESSEL OPERATORS FINANCE TO FACILITATE YOUR LOAN?

⦁ Guarantee: Our partners guarantee the ultimate successful Funding of your Projects. In the case of fail, we return 100% of the swift Fee Paid with 10% penalty fee.
⦁ Speed: It takes up to 5-10 business days to fund your Project.
⦁ Reliability: Trust is important for our partners. We fund entrepreneurs to run their businesses successfully already since 2008.
⦁ Experience: Our partner’s experienced professionals will consult you about all the steps that should be done after contacting our Legal Department. Our partners have developed and time- tested approaches for all the operations.

⦁ Insurance: Set up insurance right for you and your business and our partners help client insure their projects, even if their projects fail, they have no worries as the insurance company covers the Loss.

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